The Best Advice About Finances I’ve Ever Written

How to Survive Financially When Sickness Comes

If you’re too sick to work, you’re probably entitled to receive statutory sick pay.Though this can be useful, it’s often insufficient for you to live on, especially for an extended stretch of time.Fortunately, there are plenty other types of help that can make you get through financially when sickness comes.

Insurance

As a safety measure, you should consider getting sick pay insurance from a reputable insurer. This can help you pay your bills while you are ill.If you are self-employed with no sick pay, this can be an excellent form of financial security.This is probably not much if you’re presently ill and in need more disposable funding, but the point here is to plan ahead.

Rights Awareness

Apart from sick pay, you may be legally entitled to other funding, such as disability benefits for particular chronic conditions. You should also look into legal compensation if you were hurt in an accident that was obviously somebody else’s fault. Many lawyers out there handle such types of cases. This compensation can come in handy when you’re not working and can even help with your medication.

Online Income

If you’re not too ill to use a laptop or a smartphone, you can try small ways of earning money online.You can answer online surveys for instance, or you can write articles or create graphics, depending on your skills.Thesesmall jobs can often be done at home in your time and aren’t even physically intensive.

Selling for Cash

Try digging into your clutter (unless you’re too ill to do even this) and you might just find some things that you can sell to make a little extra money.You might be able to salvage things of value that local folks will buy through certain websites, but be sure to arrange it for pick up so you don’t have to leave your home.You might even be able to make some cash from old and unused furniture or electronic devices.Just see what you have and be decisive.

Charities

If your financial issues are serious, you could be eligible for financial help from local charities.There are so many charities that give help to people below a specific income level or those who are ill and do not get support elsewhere.If you’ve been hesitant to do this because of pride, it’s about time to humble yourself.